BlueCross BlueShield – Pea Ridge, AR
Learn More About the Benefits of BlueCross BlueShield
Your dental health and overall wellness are connected. Researchers have found several links between poor oral health and an increased risk of various medical issues. The American Dental Association recommends visiting your dentist every 6 months for a cleaning and checkup, but many people delay appointments because of cost concerns. If you have dental insurance, there's no reason to worry. Your BlueCross BlueShield dentist in Pea Ridge, Dr. Nicholas Baioni, will help you maximize your coverage to keep a healthy smile within your budget.
BlueCross BlueShield Coverage Availability & Fees
Dental insurance in Pea Ridge differs from your medical coverage because it places a stronger emphasis on prevention. Dentistry is designed to stop common oral health problems from occurring in the first place. However, if a complication occurs, your dental insurance can be used to reduce the amount you'll pay out-of-pocket. BlueCross BlueShield is a nationwide provider of dental plans for families and individuals. Although every situation differs, their policies may include:
- 100% of preventive services
- 80% of basic dental services
- 50% of major dental work
Researchers have found that $1 of preventive dentistry can save up to $50 on restorative fees. You can visit your dentist twice a year for a cleaning and checkup for a co-payment. You'll keep your mouth healthy to avoid future dental problems, like cavities or gum disease.
If your dentist finds anything concerning during your appointment, BlueCross BlueShield is there for you. After meeting your annual deductible, they will pay some of the expenses until you reach your yearly limit. BlueCross BlueShield recommends choosing a dentist in their network to enjoy more coverage. They have pre-negotiated rates with preferred dental practices for select services. You can still visit a dentist that's out-of-network. You'll pay the difference between the dentist's fees and your insurance's allowable amount.
Our office works with all patients to maximize their dental insurance. On average, less than 3% of people meet or exceed their yearly limits, which accounts for billions of dollars lost in dental benefits. We don't want to see you throw money away.
Contact Our Team
Dental insurance can be confusing, but we're here to help. A member of our dental team will work on your behalf with your insurance to maximize your coverage. They will explain how your benefits are being used and your payment options for any remaining balance. Our office offers various financial solutions for any out-of-pocket expenses, like a monthly payment plan through a third-party financing company.
If you have any questions about your dental insurance, speak with our front desk. Request an appointment through his website or call his office at (479) 888-4031.